Homeguard Coverages


  • The dwelling located on the described premises
  • Materials and supplies located on or next to the described premises used in construction for the dwelling or other structures

Other Structures

  • Other structures located on the described premises
  • Private or decorative fences-within 100 ft of the dwelling

Personal Property

  • Personal property located at the described premises
  • Personal property owned or used by an insured while it is anywhere in the world
  • Limited coverage for personal property that is temporarily located at any insured residence, other than the residence premises

Additional Living Expenses & Loss of Rents

  • Covers the increase in your living expenses while your property is being repaired or replaced
  • Covers the loss of rents you might incur while the rented portion of the premises us unfit to occupy

Additional Coverages

  • Debris removal
  • Reasonable repairs after a covered loss
  • Trees, Shrubs, and other plants- specified perils
  • Credit Card
  • Loss assessment
  • Collapse
  • Fire Department Service Charge
  • Property Removed
  • Glass or safety glazing material
  • Grave markers

Optional Coverages


  • Earthquake
  • Equipment Breakdown
  • Inflation Guard
  • Refrigerated Products
  • Replacement Cost for Household Personal Property
  • Schedule Personal Property
  • Water Backup of Sewer and Drains (Up to $25,000)

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Hours of Operation:

MON: 8:00am-4:30pm
TUE: 8:00am-4:30pm
WED: 8:00am-4:30pm
THU: 8:00am-4:30pm
FRI: 8:00am-4:30pm
SAT: Closed
SUN: Closed